What Decides the Price of Silver Jewellery in India

Two pieces of silver jewellery can look almost identical and carry very different price tags, and most shoppers have no way to judge whether that gap is fair. A price is built from several separate things — the silver itself, the making, any stones or pearls, the finish, and the certification behind it — and none of them work quite the way people assume.

The silver itself moves with the market

Silver is a traded commodity, priced against the day's market rate, much like gold. That rate moves constantly, which is exactly why we are not quoting one here — any figure we printed today would be wrong within days. What matters is that silver weight is one input into the price, not the whole of it.

Making and craftsmanship

This is the part most people underestimate. Two pieces with the same silver weight can cost differently because of the labour behind them. A plain, heavy band takes far less craftsmanship than a finely detailed design with intricate linked components or hand-set stones, and that labour is priced separately from the metal. It's why a delicate, lightweight piece with fine detailing can cost more per gram than a plain heavy one — the extra cost is skill, not silver.

Stones and pearls

Where a piece carries stones or pearls, that's a separate cost again. We set American Diamond stones — cubic zirconia, cut and finished to catch light the way a diamond does, without being one — and use cultured freshwater pearls or shell pearls, never natural pearls. Genuinely natural gemstones or natural pearls cost meaningfully more than either of these, so it's worth knowing exactly which one you're looking at before you compare prices.

Finish: plating and protective coatings

Finish is its own line item. A Gold-Plated piece involves an extra layer of work over plain silver, and a protective anti-tarnish coating such as our R-Coat™ finish adds a further process on top of that. Neither is optional flourish — both change how a piece looks and how long it keeps looking that way — and both add to what you pay.

Certification and testing

The last piece is the part you can't see: hallmarking and independent testing. A hallmark confirms the purity of the silver, and independent assay testing — ours is carried out by the Sheffield Assay Office in the UK, checking both purity and what the metal releases onto skin — costs money to commission. When you buy a certified, tested piece, part of what you're paying for is the proof behind it, not just the object itself.

Heavier is not automatically better value

This is worth remembering before you compare two prices: weight alone tells you almost nothing about quality. A chunky, plainly finished piece can weigh more than a delicate one and still be worth less, because weight is cheap to add and craftsmanship isn't. For earrings and everyday pieces especially, light is usually the point — comfort matters more than heft. Rather than asking only what something weighs, ask what it's stamped, who tested it, and what the finish actually is.

In practice, our silver bestsellers collection shows how weight, design and finish come together across our most-loved pieces, our stud collection is a good place to compare how detailing affects lighter, everyday pieces, and our silver rings range shows the same principle across plain bands, stone-set styles and detailed designs.

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